Franklin Bank & Trust Company

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

Terrible Financial Advice: Top 10 Tips You Shouldn't Follow

It seems like everyone from bloggers to your next-door neighbor doles out financial advice these days. It can be difficult figuring out who to believe, and bad tips can pop up as frequently as thunderstorms in the summertime

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

All Cliches Aside, Back40's a Company You Can Trust

SharePosted by Amy Samuel on 07/10/2013My Back40 blogs are generally all about the visuals. The visual aspect of graphic design and web development is important, but you cannot be a good web design company unless you also give importance to trust. "Trust" is a word that many companies throw out there in phrases like "a company you can trust" or "your trust is our goal" and so on. I think those phrases are a bit cliché, however trust is not.Let's…

Freedom of choice to build your dream bank

Empowering customers to organise funds into designated sub-accounts – all within a single account – has become imperative for FIs to compete, and win.

Trusts have Benefits: Do you Know what they are?

Trusts have many benefits, and you need to know what they are when creating an estate plan.

The Sofa Company Warranty--Guaranteed Quality you can Trust!

At The Sofa Company, we take great pride in the outstanding quality of our furniture. We believe that custom furniture is more than a fashion statement or an expression or originality--it is also an investment.  That’s why we invest in both our materials and our construction--in fact, all of our sofas are built right here in Los Angeles, using local materials harvested in the Southern California region.  That’s also why we guarantee the quality of all our products through our warranty.

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

Home Loan Rates Are Low But Banks Are Tightening Standards

Home loans interest rates are low, but and the recovery of the U.S. housing market is uneven as banks tighten their standards.

What Exactly is a ‘Stated’ Mortgage?

A stated mortgage used to be more common and at one time most of them completely vanished from the lending landscape. A ‘stated’ mortgage simply means the degree of verification the lender applies when reviewing a loan application. A stated loan is one where certain aspects of the information listed...

Can I re title a deed/property post death (toda

Sister just passed, today. The property isn't worth much, but we live there and would like to retain the property next to us. Can we retitle the deed into a trust in NC? To ensure medicaid doesn't come after us for a lien?

Five reasons to increase SBA loan origination at your credit union

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase Small Business Administration loan origination this year and beyond. With the Paycheck Protection Program lending window closed, are there benefits for credit unions that increase participation in ongoing SBA loan programs? Here are […]

Top 5 Reasons A Mortgage Is Denied After Pre-Approval

A mortgage can be denied even after a buyer is pre-approved. There are many reasons why a mortgage is denied after pre-approval. See the top 5 here.